Credit Products Underwriter III - Commercial Banking
Location: Scottsdale
Posted on: June 23, 2025
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Job Description:
The Credit Products Underwriter III - Commercial is primarily
responsible for underwriting complex financial transactions,
including the financing of investment real estate, owner-occupied
real estate, working capital, equipment, and LBOs/acquisitions,
healthcare-related opportunities as well as credits augmented with
an SBA guarantee. In addition, the CPU III is responsible for
providing product and industry expertise to the client by designing
and executing solutions for complex clients and transactions.
Industries and Product offered are broad and require unique due
diligence and analysis based on the type of business and structure.
A high volume (50% ) of the Credit Requests are from prospects
which require additional level of due diligence and analysis. The
CPU III will have multiple active credit requests from various
Relationship Managers and various geographic locations and must be
able to prioritize and exhibit strong time management. The CPU III
will have client facing responsibilities, providing the necessary
consultation to deliver the best possible integrated solution to
the client. Good communication skills (written and verbal) must be
present to effectively communicate with the various Relationship
Managers and other BOKF personnel. The majority of the CPUs time
will be balanced between analysis of clients, design and execution
of deals, and joint client calls with RMs to provide advice. The
Credit Products Underwriter III will partner with the RMs to assist
in generating revenue and profitability. Team Culture We live the
company values in everything we do and act with honor and
transparency. We leverage collaborative teamwork when expressing
credit concerns and developing solutions for new deals and
opportunities. The entire team works hand-in-hand on write-ups. The
Credit Product Underwriter III role provides a solid foundation for
opportunities throughout the organization. Underwriters develop
into more senior credit professionals or leverage their experience
with clients to transition into sales. How Youll Spend Your Time •
You will independently prepare complex credit analysis on
commercial transactions, which impact profits for the lending
division. Typical transaction size will vary in ranges and will
include complex requests. • You will interact with credit approval
officers, credit risk managers, and credit concurrence officers and
participate in loan presentations to provide additional information
and/or to support conclusions reached in analysis. You’ll serve as
an accomplished resource regarding credit/industry analysis. • You
will participate in joint calling on prospects and clients with the
Relationship Managers to gather key information for proper credit
analysis and to craft and deliver core and complex business deals
for clients. • You will write all commitment reports for specified
loans and you will present salient credit information to the line
of business and credit approvers. • Through constant communication,
you’ll ensure Relationship Managers are aware of non-compliance
issues and prepare quarterly covenant compliance testing. Education
& Experience Requirements This level of knowledge is normally
acquired through completion of a Bachelor’s degree and 5-7 years
credit analysis/credit products underwriter experience; or 13-15
years of equivalent work related experience.
Keywords: , Goodyear , Credit Products Underwriter III - Commercial Banking, Accounting, Auditing , Scottsdale, Arizona
