Home Equity Lending Specialist - Chandler, AZ
Company: Bank of America
Location: Chandler
Posted on: April 1, 2026
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Job Description:
Job Description: At Bank of America, we are guided by a common
purpose to help make financial lives better through the power of
every connection. We do this by driving Responsible Growth and
delivering for our clients, teammates, communities and shareholders
every day. Being a Great Place to Work is core to how we drive
Responsible Growth. This includes our commitment to being an
inclusive workplace, attracting and developing exceptional talent,
supporting our teammates’ physical, emotional, and financial
wellness, recognizing and rewarding performance, and how we make an
impact in the communities we serve. Bank of America is committed to
an in-office culture with specific requirements for office-based
attendance and which allows for an appropriate level of flexibility
for our teammates and businesses based on role-specific
considerations. At Bank of America, you can build a successful
career with opportunities to learn, grow, and make an impact. Join
us! Job Description: This job is responsible for working in a
national inbound contact center and providing comprehensive home
equity lending guidance and solutions to prospective borrowers. Key
responsibilities include taking client calls to uncover their life
priorities, financing objectives, and home equity lending needs,
and structuring home equity loan solutions by leveraging defined
processes and tools. Job expectations include connecting with
clients to execute consistent follow-up routines and partnering
with key functions to proactively manage priority milestones. This
position may be responsible for the provision of residential
mortgage loans, and as such, is subject to SAFE Act registration
requirements. Pursuant to the SAFE Act requirements, all employees
engaged in residential mortgage loan originations must register
with the federal registry system and remain in good standing. Since
this position requires SAFE Act registration, employees are
required to register and to submit to the required SAFE Act
background check. Failure to obtain and/or maintain SAFE Act
registration may result in disciplinary action up to and including
termination. Responsibilities: Provides end-to-end comprehensive
lending guidance and solutions to prospective borrowers by
uncovering their life priorities and determining client financing
objectives Answers inbound calls and make outbound calls to provide
new and existing clients with guidance and advice to uncover
lending needs and assist them with determining the best solution
Works with clients and business partners throughout the loan
process to ensure consistent client communication and follow ups
are conducted Partners with key functions across home lending to
proactively manage priority milestones within the loan process
Maintains and applies knowledge of home equity lending policies,
procedures and regulatory requirements, changing market conditions,
and business trends to prospective and existing bank clients when
providing sales and service solutions Recommends additional bank
products based on client’s needs through partner referrals
Demonstrates a commitment to professional ethics, conforms to all
Federal and State compliance policies, and adheres to Home Mortgage
Disclosure Act (HMDA) requirements Required Qualifications: 1 year
of customer facing and/or customer contact center experience Has a
strong relationship-deepening and client care mentality Actively
listens to the client to determine their needs and goals and has a
desire to interact with clients proactively Has an ability to
assess client needs and recommend products or services Has an
ability to learn all platform systems utilized within the
environment and/or aptitude in system technologies Has an ability
to work under pressure during high volume periods Has an ability to
build and maintain positive rapport with service partners Can
prioritize competing tasks Has adaptability and is flexible to
change Is a strong communicator, written, oral and non-verbal Can
be flexible to work weekends and/or extended hours as needed
Communicates professionally, effectively and confidently and is
comfortable engaging clients over the phone Has an ability to
handle multiple business models to support changing business needs
Works effectively with business partners to expedite post-sale
issues or problem resolution Has the ability to effectively balance
performance, operational risk, and client relationship care
Demonstrates a commitment to professional ethic and is thorough and
thoughtful in incorporating relevant regulatory due diligence as
well as complying with all Federal and State Compliance policies
Desired Qualifications: 1 years of sales experience Thorough
knowledge of mortgage products and programs Experience analyzing
complex financial and credit data used to advise clients of
product/pricing policies and guidelines, as well as gathering any
required information or documentation Knowledge of processing,
underwriting, and closing procedures, and federal lending
regulations governing real estate lending Strong consultative
skills including the ability to ask critical questions to identify
opportunities We’re a culture that Is committed to building a
workplace where every employee is welcomed and given the support
and resources to build and advance their careers. Along with taking
care of our clients, we want to be a great place for people to
work, and we strive to create an environment where all employees
have the opportunity to achieve their goals Believes diversity
makes us stronger so we can reflect, connect to and meet the
diverse needs of our clients around the world Provides continuous
training and developmental opportunities to help employees achieve
their goals, whatever their background or experience. Is committed
to advancing our tools, technology, and ways of working. We always
put our clients first to meet their evolving needs Believes in
responsible growth and is dedicated to supporting communities
around the world by connecting them to the lending, investing and
giving they need to remain vibrant and vital Skills: Attention to
Detail Client Solutions Advisory Customer and Client Focus Oral
Communications Written Communications Client Management Loan
Structuring Pipeline Management Problem Solving Collaboration
Credit Documentation Requirements Critical Thinking Referral
Identification Referral Management Minimum Education Requirement:
High School Diploma / GED / Secondary School or equivalent Internal
employees who are currently working from home are still eligible to
apply. However, if selected for the role, you may be required to
work onsite in accordance with the workplace excellence policy
Shift: 1st shift (United States of America) Hours Per Week: 40
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